LTV · monthly repayment
▼ 0.50% · 3.625%
HK$291,606
−HK$18,286/mo
▼ 0.25% · 3.875%
HK$300,677
−HK$9,215/mo
Today · 4.125%
HK$309,892
baseline
▲ 0.50% · 4.625%
HK$328,748
+HK$18,856/mo
Deposit HK$63.94M · loan HK$63.94M · min. income ≈ HK$619,784/mo (50% DSR)
Upfront cash ≈ HK$72.25M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,409
−HK$17,526/mo
▼ 0.25% · 3.875%
HK$333,109
−HK$8,826/mo
Today · 4.125%
HK$341,935
baseline
▲ 0.50% · 4.625%
HK$359,959
+HK$18,024/mo
Deposit HK$63.94M · loan HK$63.94M · min. income ≈ HK$683,870/mo (50% DSR)
Upfront cash ≈ HK$72.25M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,927
−HK$21,944/mo
▼ 0.25% · 3.875%
HK$360,812
−HK$11,059/mo
Today · 4.125%
HK$371,871
baseline
▲ 0.50% · 4.625%
HK$394,498
+HK$22,627/mo
Deposit HK$51.15M · loan HK$76.73M · min. income ≈ HK$743,742/mo (50% DSR)
Upfront cash ≈ HK$59.47M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,290
−HK$21,033/mo
▼ 0.25% · 3.875%
HK$399,731
−HK$10,592/mo
Today · 4.125%
HK$410,323
baseline
▲ 0.50% · 4.625%
HK$431,951
+HK$21,628/mo
Deposit HK$51.15M · loan HK$76.73M · min. income ≈ HK$820,646/mo (50% DSR)
Upfront cash ≈ HK$59.47M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$408,248
−HK$25,601/mo
▼ 0.25% · 3.875%
HK$420,947
−HK$12,902/mo
Today · 4.125%
HK$433,849
baseline
▲ 0.50% · 4.625%
HK$460,248
+HK$26,399/mo
Deposit HK$38.36M · loan HK$89.52M · min. income ≈ HK$867,698/mo (50% DSR)
Upfront cash ≈ HK$46.68M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$454,172
−HK$24,538/mo
▼ 0.25% · 3.875%
HK$466,353
−HK$12,357/mo
Today · 4.125%
HK$478,710
baseline
▲ 0.50% · 4.625%
HK$503,943
+HK$25,233/mo
Deposit HK$38.36M · loan HK$89.52M · min. income ≈ HK$957,420/mo (50% DSR)
Upfront cash ≈ HK$46.68M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$524,891
−HK$32,915/mo
▼ 0.25% · 3.875%
HK$541,218
−HK$16,588/mo
Today · 4.125%
HK$557,806
baseline
▲ 0.50% · 4.625%
HK$591,747
+HK$33,941/mo
Deposit HK$12.79M · loan HK$115.09M · min. income ≈ HK$1,115,612/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$583,936
−HK$31,548/mo
▼ 0.25% · 3.875%
HK$599,596
−HK$15,888/mo
Today · 4.125%
HK$615,484
baseline
▲ 0.50% · 4.625%
HK$647,927
+HK$32,443/mo
Deposit HK$12.79M · loan HK$115.09M · min. income ≈ HK$1,230,968/mo (50% DSR)
Upfront cash ≈ HK$21.10M (deposit + AVD stamp duty HK$8,312,392 · Scale 2, in force from 26 Feb 2026)