LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,161
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,068
−HK$922/mo
Today · 4.125%
HK$30,990
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,886/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,980/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,442
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,312
−HK$882/mo
Today · 4.125%
HK$34,194
baseline
▲ 0.50% · 4.625%
HK$35,997
+HK$1,803/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,388/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,994
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$1,106/mo
Today · 4.125%
HK$37,188
baseline
▲ 0.50% · 4.625%
HK$39,451
+HK$2,263/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$74,376/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,930
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,974
−HK$1,059/mo
Today · 4.125%
HK$41,033
baseline
▲ 0.50% · 4.625%
HK$43,196
+HK$2,163/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$82,066/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,826
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,096
−HK$1,290/mo
Today · 4.125%
HK$43,386
baseline
▲ 0.50% · 4.625%
HK$46,026
+HK$2,640/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,772/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,418
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,636
−HK$1,236/mo
Today · 4.125%
HK$47,872
baseline
▲ 0.50% · 4.625%
HK$50,396
+HK$2,524/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,744/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,490
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,123
−HK$1,659/mo
Today · 4.125%
HK$55,782
baseline
▲ 0.50% · 4.625%
HK$59,176
+HK$3,394/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,564/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,395
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,961
−HK$1,589/mo
Today · 4.125%
HK$61,550
baseline
▲ 0.50% · 4.625%
HK$64,794
+HK$3,244/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,100/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,574 · Scale 2, in force from 26 Feb 2026)