LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,162
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,069
−HK$922/mo
Today · 4.125%
HK$30,991
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,885/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,982/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,442
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,312
−HK$883/mo
Today · 4.125%
HK$34,195
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$1,803/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,390/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,994
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$1,106/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,452
+HK$2,263/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,931
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,975
−HK$1,059/mo
Today · 4.125%
HK$41,034
baseline
▲ 0.50% · 4.625%
HK$43,197
+HK$2,163/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$82,068/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,827
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,097
−HK$1,290/mo
Today · 4.125%
HK$43,387
baseline
▲ 0.50% · 4.625%
HK$46,027
+HK$2,640/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,774/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,419
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,637
−HK$1,236/mo
Today · 4.125%
HK$47,873
baseline
▲ 0.50% · 4.625%
HK$50,397
+HK$2,524/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,746/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,491
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,124
−HK$1,659/mo
Today · 4.125%
HK$55,783
baseline
▲ 0.50% · 4.625%
HK$59,177
+HK$3,394/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,566/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,396
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,962
−HK$1,589/mo
Today · 4.125%
HK$61,551
baseline
▲ 0.50% · 4.625%
HK$64,796
+HK$3,245/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,102/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,583 · Scale 2, in force from 26 Feb 2026)