LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,162
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$921/mo
Today · 4.125%
HK$30,991
baseline
▲ 0.50% · 4.625%
HK$32,877
+HK$1,886/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$61,982/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,443
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,313
−HK$883/mo
Today · 4.125%
HK$34,196
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$1,802/mo
Deposit HK$6.39M · loan HK$6.39M · min. income ≈ HK$68,392/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,995
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,084
−HK$1,105/mo
Today · 4.125%
HK$37,189
baseline
▲ 0.50% · 4.625%
HK$39,452
+HK$2,263/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$74,378/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,932
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,976
−HK$1,059/mo
Today · 4.125%
HK$41,035
baseline
▲ 0.50% · 4.625%
HK$43,198
+HK$2,163/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$82,070/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,827
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,097
−HK$1,291/mo
Today · 4.125%
HK$43,388
baseline
▲ 0.50% · 4.625%
HK$46,028
+HK$2,640/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,776/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,420
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,638
−HK$1,236/mo
Today · 4.125%
HK$47,874
baseline
▲ 0.50% · 4.625%
HK$50,398
+HK$2,524/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,748/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,492
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,125
−HK$1,659/mo
Today · 4.125%
HK$55,784
baseline
▲ 0.50% · 4.625%
HK$59,179
+HK$3,395/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,568/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,397
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,964
−HK$1,588/mo
Today · 4.125%
HK$61,552
baseline
▲ 0.50% · 4.625%
HK$64,797
+HK$3,245/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,104/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,592 · Scale 2, in force from 26 Feb 2026)