LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,165
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,072
−HK$922/mo
Today · 4.125%
HK$30,994
baseline
▲ 0.50% · 4.625%
HK$32,880
+HK$1,886/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$61,988/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,446
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,316
−HK$882/mo
Today · 4.125%
HK$34,198
baseline
▲ 0.50% · 4.625%
HK$36,001
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,396/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,998
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,086
−HK$1,106/mo
Today · 4.125%
HK$37,192
baseline
▲ 0.50% · 4.625%
HK$39,456
+HK$2,264/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$74,384/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,935
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,979
−HK$1,059/mo
Today · 4.125%
HK$41,038
baseline
▲ 0.50% · 4.625%
HK$43,201
+HK$2,163/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$82,076/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,831
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,101
−HK$1,290/mo
Today · 4.125%
HK$43,391
baseline
▲ 0.50% · 4.625%
HK$46,031
+HK$2,640/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,782/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,424
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,642
−HK$1,236/mo
Today · 4.125%
HK$47,878
baseline
▲ 0.50% · 4.625%
HK$50,402
+HK$2,524/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,756/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,497
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,130
−HK$1,659/mo
Today · 4.125%
HK$55,789
baseline
▲ 0.50% · 4.625%
HK$59,183
+HK$3,394/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,578/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,402
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,968
−HK$1,589/mo
Today · 4.125%
HK$61,557
baseline
▲ 0.50% · 4.625%
HK$64,802
+HK$3,245/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,114/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,631 · Scale 2, in force from 26 Feb 2026)