LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,166
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,074
−HK$921/mo
Today · 4.125%
HK$30,995
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,886/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$61,990/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,447
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,318
−HK$882/mo
Today · 4.125%
HK$34,200
baseline
▲ 0.50% · 4.625%
HK$36,003
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,400/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,000
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,088
−HK$1,107/mo
Today · 4.125%
HK$37,195
baseline
▲ 0.50% · 4.625%
HK$39,458
+HK$2,263/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$74,390/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,937
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,981
−HK$1,060/mo
Today · 4.125%
HK$41,041
baseline
▲ 0.50% · 4.625%
HK$43,204
+HK$2,163/mo
Deposit HK$5.12M · loan HK$7.67M · min. income ≈ HK$82,082/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,833
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,103
−HK$1,291/mo
Today · 4.125%
HK$43,394
baseline
▲ 0.50% · 4.625%
HK$46,034
+HK$2,640/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$86,788/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,426
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,645
−HK$1,236/mo
Today · 4.125%
HK$47,881
baseline
▲ 0.50% · 4.625%
HK$50,404
+HK$2,523/mo
Deposit HK$3.84M · loan HK$8.95M · min. income ≈ HK$95,762/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,500
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,133
−HK$1,659/mo
Today · 4.125%
HK$55,792
baseline
▲ 0.50% · 4.625%
HK$59,187
+HK$3,395/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,584/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,405
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,972
−HK$1,589/mo
Today · 4.125%
HK$61,561
baseline
▲ 0.50% · 4.625%
HK$64,806
+HK$3,245/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,122/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,658 · Scale 2, in force from 26 Feb 2026)