LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,172
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,079
−HK$922/mo
Today · 4.125%
HK$31,001
baseline
▲ 0.50% · 4.625%
HK$32,888
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,002/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,453
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,324
−HK$883/mo
Today · 4.125%
HK$34,207
baseline
▲ 0.50% · 4.625%
HK$36,010
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,414/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$1,106/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,465
+HK$2,264/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,944
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,989
−HK$1,059/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,212
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,096/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,841
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,111
−HK$1,291/mo
Today · 4.125%
HK$43,402
baseline
▲ 0.50% · 4.625%
HK$46,043
+HK$2,641/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,804/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,435
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,653
−HK$1,236/mo
Today · 4.125%
HK$47,889
baseline
▲ 0.50% · 4.625%
HK$50,414
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,778/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,509
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,143
−HK$1,659/mo
Today · 4.125%
HK$55,802
baseline
▲ 0.50% · 4.625%
HK$59,198
+HK$3,396/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,604/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,416
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,983
−HK$1,589/mo
Today · 4.125%
HK$61,572
baseline
▲ 0.50% · 4.625%
HK$64,818
+HK$3,246/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,144/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,747 · Scale 2, in force from 26 Feb 2026)