LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,173
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$922/mo
Today · 4.125%
HK$31,003
baseline
▲ 0.50% · 4.625%
HK$32,889
+HK$1,886/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,006/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,455
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,326
−HK$883/mo
Today · 4.125%
HK$34,209
baseline
▲ 0.50% · 4.625%
HK$36,012
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,418/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,008
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,097
−HK$1,107/mo
Today · 4.125%
HK$37,204
baseline
▲ 0.50% · 4.625%
HK$39,467
+HK$2,263/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,408/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,946
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,991
−HK$1,059/mo
Today · 4.125%
HK$41,050
baseline
▲ 0.50% · 4.625%
HK$43,214
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,100/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,843
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,113
−HK$1,291/mo
Today · 4.125%
HK$43,404
baseline
▲ 0.50% · 4.625%
HK$46,045
+HK$2,641/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,808/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,437
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,656
−HK$1,236/mo
Today · 4.125%
HK$47,892
baseline
▲ 0.50% · 4.625%
HK$50,417
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,784/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,512
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,146
−HK$1,659/mo
Today · 4.125%
HK$55,805
baseline
▲ 0.50% · 4.625%
HK$59,201
+HK$3,396/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,610/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,419
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,986
−HK$1,590/mo
Today · 4.125%
HK$61,576
baseline
▲ 0.50% · 4.625%
HK$64,821
+HK$3,245/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,152/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,774 · Scale 2, in force from 26 Feb 2026)