LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,174
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,082
−HK$922/mo
Today · 4.125%
HK$31,004
baseline
▲ 0.50% · 4.625%
HK$32,890
+HK$1,886/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,008/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,456
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,327
−HK$883/mo
Today · 4.125%
HK$34,210
baseline
▲ 0.50% · 4.625%
HK$36,013
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,420/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,009
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,098
−HK$1,107/mo
Today · 4.125%
HK$37,205
baseline
▲ 0.50% · 4.625%
HK$39,468
+HK$2,263/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,947
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,992
−HK$1,060/mo
Today · 4.125%
HK$41,052
baseline
▲ 0.50% · 4.625%
HK$43,216
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,104/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,844
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,115
−HK$1,290/mo
Today · 4.125%
HK$43,405
baseline
▲ 0.50% · 4.625%
HK$46,047
+HK$2,642/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,810/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,439
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,657
−HK$1,237/mo
Today · 4.125%
HK$47,894
baseline
▲ 0.50% · 4.625%
HK$50,418
+HK$2,524/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,788/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,514
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,147
−HK$1,660/mo
Today · 4.125%
HK$55,807
baseline
▲ 0.50% · 4.625%
HK$59,203
+HK$3,396/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$111,614/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,421
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,988
−HK$1,589/mo
Today · 4.125%
HK$61,577
baseline
▲ 0.50% · 4.625%
HK$64,823
+HK$3,246/mo
Deposit HK$1.28M · loan HK$11.51M · min. income ≈ HK$123,154/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,788 · Scale 2, in force from 26 Feb 2026)