LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,175
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$922/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,891
+HK$1,886/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,010/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,457
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,328
−HK$883/mo
Today · 4.125%
HK$34,211
baseline
▲ 0.50% · 4.625%
HK$36,014
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,422/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,010
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,099
−HK$1,107/mo
Today · 4.125%
HK$37,206
baseline
▲ 0.50% · 4.625%
HK$39,470
+HK$2,264/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,412/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,949
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,993
−HK$1,060/mo
Today · 4.125%
HK$41,053
baseline
▲ 0.50% · 4.625%
HK$43,217
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,106/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,845
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,116
−HK$1,291/mo
Today · 4.125%
HK$43,407
baseline
▲ 0.50% · 4.625%
HK$46,048
+HK$2,641/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,814/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,440
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,659
−HK$1,236/mo
Today · 4.125%
HK$47,895
baseline
▲ 0.50% · 4.625%
HK$50,420
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,790/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,515
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,149
−HK$1,660/mo
Today · 4.125%
HK$55,809
baseline
▲ 0.50% · 4.625%
HK$59,204
+HK$3,395/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,618/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,423
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,990
−HK$1,589/mo
Today · 4.125%
HK$61,579
baseline
▲ 0.50% · 4.625%
HK$64,825
+HK$3,246/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,158/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,803 · Scale 2, in force from 26 Feb 2026)