LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,177
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,084
−HK$922/mo
Today · 4.125%
HK$31,006
baseline
▲ 0.50% · 4.625%
HK$32,893
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,012/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,459
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,329
−HK$883/mo
Today · 4.125%
HK$34,212
baseline
▲ 0.50% · 4.625%
HK$36,016
+HK$1,804/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,424/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,012
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,101
−HK$1,107/mo
Today · 4.125%
HK$37,208
baseline
▲ 0.50% · 4.625%
HK$39,472
+HK$2,264/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,416/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,951
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,995
−HK$1,060/mo
Today · 4.125%
HK$41,055
baseline
▲ 0.50% · 4.625%
HK$43,219
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,110/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,847
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,118
−HK$1,291/mo
Today · 4.125%
HK$43,409
baseline
▲ 0.50% · 4.625%
HK$46,050
+HK$2,641/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,818/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,442
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,661
−HK$1,236/mo
Today · 4.125%
HK$47,897
baseline
▲ 0.50% · 4.625%
HK$50,422
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,794/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,518
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,152
−HK$1,659/mo
Today · 4.125%
HK$55,811
baseline
▲ 0.50% · 4.625%
HK$59,207
+HK$3,396/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,622/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,426
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,993
−HK$1,589/mo
Today · 4.125%
HK$61,582
baseline
▲ 0.50% · 4.625%
HK$64,829
+HK$3,247/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,164/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,827 · Scale 2, in force from 26 Feb 2026)