LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,178
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,085
−HK$922/mo
Today · 4.125%
HK$31,007
baseline
▲ 0.50% · 4.625%
HK$32,894
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,014/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,460
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$883/mo
Today · 4.125%
HK$34,213
baseline
▲ 0.50% · 4.625%
HK$36,017
+HK$1,804/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,426/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,013
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,102
−HK$1,107/mo
Today · 4.125%
HK$37,209
baseline
▲ 0.50% · 4.625%
HK$39,473
+HK$2,264/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,418/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,952
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,996
−HK$1,060/mo
Today · 4.125%
HK$41,056
baseline
▲ 0.50% · 4.625%
HK$43,220
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,112/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,849
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,119
−HK$1,291/mo
Today · 4.125%
HK$43,410
baseline
▲ 0.50% · 4.625%
HK$46,052
+HK$2,642/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,820/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,444
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,662
−HK$1,237/mo
Today · 4.125%
HK$47,899
baseline
▲ 0.50% · 4.625%
HK$50,424
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,798/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,520
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,153
−HK$1,660/mo
Today · 4.125%
HK$55,813
baseline
▲ 0.50% · 4.625%
HK$59,209
+HK$3,396/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,626/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,428
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,995
−HK$1,589/mo
Today · 4.125%
HK$61,584
baseline
▲ 0.50% · 4.625%
HK$64,830
+HK$3,246/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,168/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,841 · Scale 2, in force from 26 Feb 2026)