LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,178
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,086
−HK$922/mo
Today · 4.125%
HK$31,008
baseline
▲ 0.50% · 4.625%
HK$32,895
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,016/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,461
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$883/mo
Today · 4.125%
HK$34,214
baseline
▲ 0.50% · 4.625%
HK$36,018
+HK$1,804/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,428/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$1,107/mo
Today · 4.125%
HK$37,210
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$2,264/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,420/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,953
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,997
−HK$1,060/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,221
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,850
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,120
−HK$1,291/mo
Today · 4.125%
HK$43,411
baseline
▲ 0.50% · 4.625%
HK$46,053
+HK$2,642/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,822/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,445
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,664
−HK$1,236/mo
Today · 4.125%
HK$47,900
baseline
▲ 0.50% · 4.625%
HK$50,425
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,800/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,521
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,155
−HK$1,659/mo
Today · 4.125%
HK$55,814
baseline
▲ 0.50% · 4.625%
HK$59,211
+HK$3,397/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,628/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,429
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,996
−HK$1,590/mo
Today · 4.125%
HK$61,586
baseline
▲ 0.50% · 4.625%
HK$64,832
+HK$3,246/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,172/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,853 · Scale 2, in force from 26 Feb 2026)