LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,181
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,089
−HK$922/mo
Today · 4.125%
HK$31,011
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,022/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,464
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$883/mo
Today · 4.125%
HK$34,217
baseline
▲ 0.50% · 4.625%
HK$36,021
+HK$1,804/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,434/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,017
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,106
−HK$1,107/mo
Today · 4.125%
HK$37,213
baseline
▲ 0.50% · 4.625%
HK$39,477
+HK$2,264/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,426/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,956
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,001
−HK$1,060/mo
Today · 4.125%
HK$41,061
baseline
▲ 0.50% · 4.625%
HK$43,225
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,122/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,853
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,124
−HK$1,291/mo
Today · 4.125%
HK$43,415
baseline
▲ 0.50% · 4.625%
HK$46,057
+HK$2,642/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,830/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,449
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,668
−HK$1,236/mo
Today · 4.125%
HK$47,904
baseline
▲ 0.50% · 4.625%
HK$50,430
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,808/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,526
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,160
−HK$1,660/mo
Today · 4.125%
HK$55,820
baseline
▲ 0.50% · 4.625%
HK$59,216
+HK$3,396/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,640/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,434
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,002
−HK$1,589/mo
Today · 4.125%
HK$61,591
baseline
▲ 0.50% · 4.625%
HK$64,838
+HK$3,247/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,182/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,897 · Scale 2, in force from 26 Feb 2026)