LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,181
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,089
−HK$922/mo
Today · 4.125%
HK$31,011
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,022/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,464
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,335
−HK$883/mo
Today · 4.125%
HK$34,218
baseline
▲ 0.50% · 4.625%
HK$36,021
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,436/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,018
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,107
−HK$1,106/mo
Today · 4.125%
HK$37,213
baseline
▲ 0.50% · 4.625%
HK$39,478
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,426/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,957
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$40,001
−HK$1,060/mo
Today · 4.125%
HK$41,061
baseline
▲ 0.50% · 4.625%
HK$43,226
+HK$2,165/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,122/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,854
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,125
−HK$1,291/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$46,057
+HK$2,641/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,449
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,668
−HK$1,237/mo
Today · 4.125%
HK$47,905
baseline
▲ 0.50% · 4.625%
HK$50,430
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,810/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,526
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,160
−HK$1,660/mo
Today · 4.125%
HK$55,820
baseline
▲ 0.50% · 4.625%
HK$59,217
+HK$3,397/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,640/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,435
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,002
−HK$1,590/mo
Today · 4.125%
HK$61,592
baseline
▲ 0.50% · 4.625%
HK$64,839
+HK$3,247/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,184/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,902 · Scale 2, in force from 26 Feb 2026)