LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,183
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,091
−HK$922/mo
Today · 4.125%
HK$31,013
baseline
▲ 0.50% · 4.625%
HK$32,900
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,026/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,466
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,336
−HK$884/mo
Today · 4.125%
HK$34,220
baseline
▲ 0.50% · 4.625%
HK$36,023
+HK$1,803/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,440/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,019
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,109
−HK$1,106/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,480
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,959
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,004
−HK$1,060/mo
Today · 4.125%
HK$41,064
baseline
▲ 0.50% · 4.625%
HK$43,228
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,128/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,856
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,127
−HK$1,291/mo
Today · 4.125%
HK$43,418
baseline
▲ 0.50% · 4.625%
HK$46,060
+HK$2,642/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,836/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,452
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,671
−HK$1,236/mo
Today · 4.125%
HK$47,907
baseline
▲ 0.50% · 4.625%
HK$50,433
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,814/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,529
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,163
−HK$1,660/mo
Today · 4.125%
HK$55,823
baseline
▲ 0.50% · 4.625%
HK$59,220
+HK$3,397/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,646/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,438
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,005
−HK$1,590/mo
Today · 4.125%
HK$61,595
baseline
▲ 0.50% · 4.625%
HK$64,842
+HK$3,247/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,190/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$479,927 · Scale 2, in force from 26 Feb 2026)