LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,188
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$922/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,471
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,342
−HK$883/mo
Today · 4.125%
HK$34,225
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,450/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,025
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$1,107/mo
Today · 4.125%
HK$37,222
baseline
▲ 0.50% · 4.625%
HK$39,487
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,444/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,965
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,010
−HK$1,061/mo
Today · 4.125%
HK$41,071
baseline
▲ 0.50% · 4.625%
HK$43,235
+HK$2,164/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,142/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,863
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,134
−HK$1,291/mo
Today · 4.125%
HK$43,425
baseline
▲ 0.50% · 4.625%
HK$46,068
+HK$2,643/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,850/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,460
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,679
−HK$1,237/mo
Today · 4.125%
HK$47,916
baseline
▲ 0.50% · 4.625%
HK$50,441
+HK$2,525/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,832/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,538
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,172
−HK$1,661/mo
Today · 4.125%
HK$55,833
baseline
▲ 0.50% · 4.625%
HK$59,230
+HK$3,397/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,666/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,448
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,016
−HK$1,590/mo
Today · 4.125%
HK$61,606
baseline
▲ 0.50% · 4.625%
HK$64,853
+HK$3,247/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,212/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,009 · Scale 2, in force from 26 Feb 2026)