LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,188
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,096
−HK$922/mo
Today · 4.125%
HK$31,018
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,036/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,471
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,342
−HK$884/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$1,804/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,026
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$1,107/mo
Today · 4.125%
HK$37,222
baseline
▲ 0.50% · 4.625%
HK$39,487
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,444/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,966
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,011
−HK$1,060/mo
Today · 4.125%
HK$41,071
baseline
▲ 0.50% · 4.625%
HK$43,236
+HK$2,165/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,142/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,863
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,134
−HK$1,292/mo
Today · 4.125%
HK$43,426
baseline
▲ 0.50% · 4.625%
HK$46,068
+HK$2,642/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,852/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,460
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,679
−HK$1,237/mo
Today · 4.125%
HK$47,916
baseline
▲ 0.50% · 4.625%
HK$50,442
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,832/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,539
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,173
−HK$1,660/mo
Today · 4.125%
HK$55,833
baseline
▲ 0.50% · 4.625%
HK$59,231
+HK$3,398/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,666/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,449
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,016
−HK$1,590/mo
Today · 4.125%
HK$61,606
baseline
▲ 0.50% · 4.625%
HK$64,854
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,212/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,014 · Scale 2, in force from 26 Feb 2026)