LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,189
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,097
−HK$923/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,907
+HK$1,887/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,473
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,344
−HK$883/mo
Today · 4.125%
HK$34,227
baseline
▲ 0.50% · 4.625%
HK$36,032
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,454/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,027
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,117
−HK$1,107/mo
Today · 4.125%
HK$37,224
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,448/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,968
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,013
−HK$1,060/mo
Today · 4.125%
HK$41,073
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,165/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,146/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,865
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,136
−HK$1,292/mo
Today · 4.125%
HK$43,428
baseline
▲ 0.50% · 4.625%
HK$46,070
+HK$2,642/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,856/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,462
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,681
−HK$1,237/mo
Today · 4.125%
HK$47,918
baseline
▲ 0.50% · 4.625%
HK$50,444
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,836/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,541
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,175
−HK$1,661/mo
Today · 4.125%
HK$55,836
baseline
▲ 0.50% · 4.625%
HK$59,233
+HK$3,397/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,672/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,451
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,019
−HK$1,590/mo
Today · 4.125%
HK$61,609
baseline
▲ 0.50% · 4.625%
HK$64,857
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,218/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,037 · Scale 2, in force from 26 Feb 2026)