LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,193
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,101
−HK$922/mo
Today · 4.125%
HK$31,023
baseline
▲ 0.50% · 4.625%
HK$32,911
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,046/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,476
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,347
−HK$884/mo
Today · 4.125%
HK$34,231
baseline
▲ 0.50% · 4.625%
HK$36,035
+HK$1,804/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,462/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,031
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,121
−HK$1,107/mo
Today · 4.125%
HK$37,228
baseline
▲ 0.50% · 4.625%
HK$39,493
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,456/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,972
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,017
−HK$1,060/mo
Today · 4.125%
HK$41,077
baseline
▲ 0.50% · 4.625%
HK$43,242
+HK$2,165/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,154/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,870
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,141
−HK$1,291/mo
Today · 4.125%
HK$43,432
baseline
▲ 0.50% · 4.625%
HK$46,075
+HK$2,643/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,864/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,467
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,686
−HK$1,237/mo
Today · 4.125%
HK$47,923
baseline
▲ 0.50% · 4.625%
HK$50,449
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,846/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,547
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,181
−HK$1,661/mo
Today · 4.125%
HK$55,842
baseline
▲ 0.50% · 4.625%
HK$59,239
+HK$3,397/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,684/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,457
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,025
−HK$1,591/mo
Today · 4.125%
HK$61,616
baseline
▲ 0.50% · 4.625%
HK$64,864
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,232/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,086 · Scale 2, in force from 26 Feb 2026)