LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,194
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,102
−HK$922/mo
Today · 4.125%
HK$31,024
baseline
▲ 0.50% · 4.625%
HK$32,912
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,048/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,478
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,349
−HK$883/mo
Today · 4.125%
HK$34,232
baseline
▲ 0.50% · 4.625%
HK$36,037
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,464/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,032
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,122
−HK$1,107/mo
Today · 4.125%
HK$37,229
baseline
▲ 0.50% · 4.625%
HK$39,494
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,458/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,973
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,018
−HK$1,061/mo
Today · 4.125%
HK$41,079
baseline
▲ 0.50% · 4.625%
HK$43,244
+HK$2,165/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,158/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,871
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,142
−HK$1,292/mo
Today · 4.125%
HK$43,434
baseline
▲ 0.50% · 4.625%
HK$46,077
+HK$2,643/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,868/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,469
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,688
−HK$1,237/mo
Today · 4.125%
HK$47,925
baseline
▲ 0.50% · 4.625%
HK$50,451
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,850/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,548
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,183
−HK$1,661/mo
Today · 4.125%
HK$55,844
baseline
▲ 0.50% · 4.625%
HK$59,242
+HK$3,398/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,688/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,460
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,028
−HK$1,590/mo
Today · 4.125%
HK$61,618
baseline
▲ 0.50% · 4.625%
HK$64,866
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,236/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,104 · Scale 2, in force from 26 Feb 2026)