LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,197
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$923/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,481
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,352
−HK$884/mo
Today · 4.125%
HK$34,236
baseline
▲ 0.50% · 4.625%
HK$36,041
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,472/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,036
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$1,107/mo
Today · 4.125%
HK$37,233
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$2,266/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,466/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,978
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,023
−HK$1,060/mo
Today · 4.125%
HK$41,083
baseline
▲ 0.50% · 4.625%
HK$43,249
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,166/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,876
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,147
−HK$1,292/mo
Today · 4.125%
HK$43,439
baseline
▲ 0.50% · 4.625%
HK$46,082
+HK$2,643/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,878/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,474
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,693
−HK$1,238/mo
Today · 4.125%
HK$47,931
baseline
▲ 0.50% · 4.625%
HK$50,457
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,862/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,554
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,189
−HK$1,661/mo
Today · 4.125%
HK$55,850
baseline
▲ 0.50% · 4.625%
HK$59,248
+HK$3,398/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,700/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,466
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,034
−HK$1,591/mo
Today · 4.125%
HK$61,625
baseline
▲ 0.50% · 4.625%
HK$64,873
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,250/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,159 · Scale 2, in force from 26 Feb 2026)