LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,197
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$923/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,482
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,353
−HK$883/mo
Today · 4.125%
HK$34,236
baseline
▲ 0.50% · 4.625%
HK$36,041
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,472/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,037
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$1,108/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$2,265/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,978
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,023
−HK$1,061/mo
Today · 4.125%
HK$41,084
baseline
▲ 0.50% · 4.625%
HK$43,249
+HK$2,165/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,168/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,876
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,147
−HK$1,292/mo
Today · 4.125%
HK$43,439
baseline
▲ 0.50% · 4.625%
HK$46,082
+HK$2,643/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,878/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,474
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,694
−HK$1,237/mo
Today · 4.125%
HK$47,931
baseline
▲ 0.50% · 4.625%
HK$50,457
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,862/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,555
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,190
−HK$1,661/mo
Today · 4.125%
HK$55,851
baseline
▲ 0.50% · 4.625%
HK$59,249
+HK$3,398/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,702/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,467
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,035
−HK$1,591/mo
Today · 4.125%
HK$61,626
baseline
▲ 0.50% · 4.625%
HK$64,874
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,252/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,163 · Scale 2, in force from 26 Feb 2026)