LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,198
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,106
−HK$923/mo
Today · 4.125%
HK$31,029
baseline
▲ 0.50% · 4.625%
HK$32,917
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,058/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,483
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,354
−HK$884/mo
Today · 4.125%
HK$34,238
baseline
▲ 0.50% · 4.625%
HK$36,042
+HK$1,804/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,476/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,038
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,128
−HK$1,107/mo
Today · 4.125%
HK$37,235
baseline
▲ 0.50% · 4.625%
HK$39,501
+HK$2,266/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,470/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,979
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,025
−HK$1,060/mo
Today · 4.125%
HK$41,085
baseline
▲ 0.50% · 4.625%
HK$43,251
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,170/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,878
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,149
−HK$1,292/mo
Today · 4.125%
HK$43,441
baseline
▲ 0.50% · 4.625%
HK$46,084
+HK$2,643/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,882/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,476
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,696
−HK$1,237/mo
Today · 4.125%
HK$47,933
baseline
▲ 0.50% · 4.625%
HK$50,459
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,866/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,557
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,192
−HK$1,661/mo
Today · 4.125%
HK$55,853
baseline
▲ 0.50% · 4.625%
HK$59,251
+HK$3,398/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$111,706/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,469
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,037
−HK$1,591/mo
Today · 4.125%
HK$61,628
baseline
▲ 0.50% · 4.625%
HK$64,876
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.52M · min. income ≈ HK$123,256/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,181 · Scale 2, in force from 26 Feb 2026)