LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,201
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$923/mo
Today · 4.125%
HK$31,032
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,064/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,485
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$883/mo
Today · 4.125%
HK$34,240
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,480/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,041
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,131
−HK$1,107/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,504
+HK$2,266/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,982
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,028
−HK$1,060/mo
Today · 4.125%
HK$41,088
baseline
▲ 0.50% · 4.625%
HK$43,254
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,176/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,881
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,152
−HK$1,292/mo
Today · 4.125%
HK$43,444
baseline
▲ 0.50% · 4.625%
HK$46,088
+HK$2,644/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,888/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,479
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,699
−HK$1,238/mo
Today · 4.125%
HK$47,937
baseline
▲ 0.50% · 4.625%
HK$50,463
+HK$2,526/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,874/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,561
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,196
−HK$1,661/mo
Today · 4.125%
HK$55,857
baseline
▲ 0.50% · 4.625%
HK$59,256
+HK$3,399/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,714/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,474
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,042
−HK$1,591/mo
Today · 4.125%
HK$61,633
baseline
▲ 0.50% · 4.625%
HK$64,881
+HK$3,248/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,266/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,218 · Scale 2, in force from 26 Feb 2026)