LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,201
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$923/mo
Today · 4.125%
HK$31,032
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,064/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,486
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$884/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,046
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,041
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,131
−HK$1,107/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,504
+HK$2,266/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,983
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,028
−HK$1,061/mo
Today · 4.125%
HK$41,089
baseline
▲ 0.50% · 4.625%
HK$43,255
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,178/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,881
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,153
−HK$1,292/mo
Today · 4.125%
HK$43,445
baseline
▲ 0.50% · 4.625%
HK$46,088
+HK$2,643/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,890/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,480
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,700
−HK$1,237/mo
Today · 4.125%
HK$47,937
baseline
▲ 0.50% · 4.625%
HK$50,464
+HK$2,527/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,874/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,562
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,197
−HK$1,661/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$59,257
+HK$3,399/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,474
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,043
−HK$1,590/mo
Today · 4.125%
HK$61,633
baseline
▲ 0.50% · 4.625%
HK$64,882
+HK$3,249/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,266/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,225 · Scale 2, in force from 26 Feb 2026)