LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,202
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,111
−HK$923/mo
Today · 4.125%
HK$31,034
baseline
▲ 0.50% · 4.625%
HK$32,922
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,068/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,487
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,359
−HK$883/mo
Today · 4.125%
HK$34,242
baseline
▲ 0.50% · 4.625%
HK$36,047
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,484/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,043
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,133
−HK$1,107/mo
Today · 4.125%
HK$37,240
baseline
▲ 0.50% · 4.625%
HK$39,506
+HK$2,266/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,480/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,985
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,030
−HK$1,061/mo
Today · 4.125%
HK$41,091
baseline
▲ 0.50% · 4.625%
HK$43,257
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,182/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,883
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,155
−HK$1,292/mo
Today · 4.125%
HK$43,447
baseline
▲ 0.50% · 4.625%
HK$46,091
+HK$2,644/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,894/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,482
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,702
−HK$1,237/mo
Today · 4.125%
HK$47,939
baseline
▲ 0.50% · 4.625%
HK$50,466
+HK$2,527/mo
Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$95,878/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,564
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,199
−HK$1,661/mo
Today · 4.125%
HK$55,860
baseline
▲ 0.50% · 4.625%
HK$59,259
+HK$3,399/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,720/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,477
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,045
−HK$1,591/mo
Today · 4.125%
HK$61,636
baseline
▲ 0.50% · 4.625%
HK$64,885
+HK$3,249/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,272/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,247 · Scale 2, in force from 26 Feb 2026)