LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,206
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$923/mo
Today · 4.125%
HK$31,038
baseline
▲ 0.50% · 4.625%
HK$32,926
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,076/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,491
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,363
−HK$884/mo
Today · 4.125%
HK$34,247
baseline
▲ 0.50% · 4.625%
HK$36,052
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,494/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,047
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$1,108/mo
Today · 4.125%
HK$37,245
baseline
▲ 0.50% · 4.625%
HK$39,511
+HK$2,266/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$74,490/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,990
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,035
−HK$1,061/mo
Today · 4.125%
HK$41,096
baseline
▲ 0.50% · 4.625%
HK$43,262
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.68M · min. income ≈ HK$82,192/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,888
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,160
−HK$1,293/mo
Today · 4.125%
HK$43,453
baseline
▲ 0.50% · 4.625%
HK$46,097
+HK$2,644/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,906/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,488
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,708
−HK$1,238/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,473
+HK$2,527/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,571
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,206
−HK$1,662/mo
Today · 4.125%
HK$55,868
baseline
▲ 0.50% · 4.625%
HK$59,267
+HK$3,399/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,736/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,485
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,053
−HK$1,591/mo
Today · 4.125%
HK$61,644
baseline
▲ 0.50% · 4.625%
HK$64,894
+HK$3,250/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,288/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,309 · Scale 2, in force from 26 Feb 2026)