LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,206
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$923/mo
Today · 4.125%
HK$31,038
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,889/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,076/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,492
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,363
−HK$884/mo
Today · 4.125%
HK$34,247
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$1,806/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,494/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,048
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,138
−HK$1,108/mo
Today · 4.125%
HK$37,246
baseline
▲ 0.50% · 4.625%
HK$39,512
+HK$2,266/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$74,492/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,990
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,036
−HK$1,061/mo
Today · 4.125%
HK$41,097
baseline
▲ 0.50% · 4.625%
HK$43,263
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$82,194/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,889
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,161
−HK$1,292/mo
Today · 4.125%
HK$43,453
baseline
▲ 0.50% · 4.625%
HK$46,097
+HK$2,644/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,906/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,489
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,709
−HK$1,237/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,474
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,572
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,207
−HK$1,661/mo
Today · 4.125%
HK$55,868
baseline
▲ 0.50% · 4.625%
HK$59,268
+HK$3,400/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,736/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,485
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,054
−HK$1,591/mo
Today · 4.125%
HK$61,645
baseline
▲ 0.50% · 4.625%
HK$64,895
+HK$3,250/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,290/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,316 · Scale 2, in force from 26 Feb 2026)