LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,207
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,116
−HK$923/mo
Today · 4.125%
HK$31,039
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,888/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,078/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,493
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,364
−HK$884/mo
Today · 4.125%
HK$34,248
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,496/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,048
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,139
−HK$1,107/mo
Today · 4.125%
HK$37,246
baseline
▲ 0.50% · 4.625%
HK$39,513
+HK$2,267/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$74,492/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,991
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,037
−HK$1,061/mo
Today · 4.125%
HK$41,098
baseline
▲ 0.50% · 4.625%
HK$43,264
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$82,196/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,890
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,162
−HK$1,292/mo
Today · 4.125%
HK$43,454
baseline
▲ 0.50% · 4.625%
HK$46,098
+HK$2,644/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,908/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,490
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,710
−HK$1,237/mo
Today · 4.125%
HK$47,947
baseline
▲ 0.50% · 4.625%
HK$50,475
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,894/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,573
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,208
−HK$1,661/mo
Today · 4.125%
HK$55,869
baseline
▲ 0.50% · 4.625%
HK$59,269
+HK$3,400/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,738/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,487
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,055
−HK$1,591/mo
Today · 4.125%
HK$61,646
baseline
▲ 0.50% · 4.625%
HK$64,896
+HK$3,250/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,292/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,326 · Scale 2, in force from 26 Feb 2026)