LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,208
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,116
−HK$923/mo
Today · 4.125%
HK$31,039
baseline
▲ 0.50% · 4.625%
HK$32,928
+HK$1,889/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$62,078/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,493
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,365
−HK$884/mo
Today · 4.125%
HK$34,249
baseline
▲ 0.50% · 4.625%
HK$36,054
+HK$1,805/mo
Deposit HK$6.40M · loan HK$6.40M · min. income ≈ HK$68,498/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,049
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,140
−HK$1,107/mo
Today · 4.125%
HK$37,247
baseline
▲ 0.50% · 4.625%
HK$39,514
+HK$2,267/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$74,494/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,992
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,038
−HK$1,061/mo
Today · 4.125%
HK$41,099
baseline
▲ 0.50% · 4.625%
HK$43,265
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$82,198/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,891
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,163
−HK$1,292/mo
Today · 4.125%
HK$43,455
baseline
▲ 0.50% · 4.625%
HK$46,099
+HK$2,644/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,910/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,491
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,711
−HK$1,237/mo
Today · 4.125%
HK$47,948
baseline
▲ 0.50% · 4.625%
HK$50,476
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,896/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,574
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,209
−HK$1,662/mo
Today · 4.125%
HK$55,871
baseline
▲ 0.50% · 4.625%
HK$59,270
+HK$3,399/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,742/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,488
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,057
−HK$1,591/mo
Today · 4.125%
HK$61,648
baseline
▲ 0.50% · 4.625%
HK$64,897
+HK$3,249/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,296/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,337 · Scale 2, in force from 26 Feb 2026)