LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,212
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,121
−HK$923/mo
Today · 4.125%
HK$31,044
baseline
▲ 0.50% · 4.625%
HK$32,933
+HK$1,889/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,088/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,370
−HK$884/mo
Today · 4.125%
HK$34,254
baseline
▲ 0.50% · 4.625%
HK$36,060
+HK$1,806/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,508/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,055
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,145
−HK$1,108/mo
Today · 4.125%
HK$37,253
baseline
▲ 0.50% · 4.625%
HK$39,520
+HK$2,267/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$74,506/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,998
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,044
−HK$1,061/mo
Today · 4.125%
HK$41,105
baseline
▲ 0.50% · 4.625%
HK$43,272
+HK$2,167/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$82,210/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,897
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,170
−HK$1,292/mo
Today · 4.125%
HK$43,462
baseline
▲ 0.50% · 4.625%
HK$46,107
+HK$2,645/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,924/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,498
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,718
−HK$1,238/mo
Today · 4.125%
HK$47,956
baseline
▲ 0.50% · 4.625%
HK$50,484
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,912/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,582
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,218
−HK$1,662/mo
Today · 4.125%
HK$55,880
baseline
▲ 0.50% · 4.625%
HK$59,280
+HK$3,400/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,760/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,497
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,066
−HK$1,592/mo
Today · 4.125%
HK$61,658
baseline
▲ 0.50% · 4.625%
HK$64,908
+HK$3,250/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,316/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,415 · Scale 2, in force from 26 Feb 2026)