LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,213
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,122
−HK$923/mo
Today · 4.125%
HK$31,045
baseline
▲ 0.50% · 4.625%
HK$32,934
+HK$1,889/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,090/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,500
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$884/mo
Today · 4.125%
HK$34,255
baseline
▲ 0.50% · 4.625%
HK$36,061
+HK$1,806/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,510/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,056
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,147
−HK$1,107/mo
Today · 4.125%
HK$37,254
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$2,267/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$74,508/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,000
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,046
−HK$1,061/mo
Today · 4.125%
HK$41,107
baseline
▲ 0.50% · 4.625%
HK$43,273
+HK$2,166/mo
Deposit HK$5.12M · loan HK$7.69M · min. income ≈ HK$82,214/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,899
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,171
−HK$1,292/mo
Today · 4.125%
HK$43,463
baseline
▲ 0.50% · 4.625%
HK$46,108
+HK$2,645/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,926/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,499
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,720
−HK$1,238/mo
Today · 4.125%
HK$47,958
baseline
▲ 0.50% · 4.625%
HK$50,486
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,916/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,584
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,220
−HK$1,662/mo
Today · 4.125%
HK$55,882
baseline
▲ 0.50% · 4.625%
HK$59,282
+HK$3,400/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,764/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,499
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,068
−HK$1,592/mo
Today · 4.125%
HK$61,660
baseline
▲ 0.50% · 4.625%
HK$64,910
+HK$3,250/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,320/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,430 · Scale 2, in force from 26 Feb 2026)