LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,216
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,125
−HK$923/mo
Today · 4.125%
HK$31,048
baseline
▲ 0.50% · 4.625%
HK$32,937
+HK$1,889/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,096/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,503
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,374
−HK$885/mo
Today · 4.125%
HK$34,259
baseline
▲ 0.50% · 4.625%
HK$36,064
+HK$1,805/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,518/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,059
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,150
−HK$1,108/mo
Today · 4.125%
HK$37,258
baseline
▲ 0.50% · 4.625%
HK$39,525
+HK$2,267/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,516/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,003
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,049
−HK$1,061/mo
Today · 4.125%
HK$41,110
baseline
▲ 0.50% · 4.625%
HK$43,277
+HK$2,167/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,220/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,902
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,175
−HK$1,292/mo
Today · 4.125%
HK$43,467
baseline
▲ 0.50% · 4.625%
HK$46,112
+HK$2,645/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,934/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,504
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,724
−HK$1,238/mo
Today · 4.125%
HK$47,962
baseline
▲ 0.50% · 4.625%
HK$50,490
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,924/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,589
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,225
−HK$1,662/mo
Today · 4.125%
HK$55,887
baseline
▲ 0.50% · 4.625%
HK$59,287
+HK$3,400/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,774/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,505
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,074
−HK$1,591/mo
Today · 4.125%
HK$61,665
baseline
▲ 0.50% · 4.625%
HK$64,916
+HK$3,251/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,330/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,473 · Scale 2, in force from 26 Feb 2026)