LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,217
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,125
−HK$924/mo
Today · 4.125%
HK$31,049
baseline
▲ 0.50% · 4.625%
HK$32,938
+HK$1,889/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,098/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,503
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,375
−HK$884/mo
Today · 4.125%
HK$34,259
baseline
▲ 0.50% · 4.625%
HK$36,065
+HK$1,806/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,518/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,060
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,151
−HK$1,108/mo
Today · 4.125%
HK$37,259
baseline
▲ 0.50% · 4.625%
HK$39,526
+HK$2,267/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,518/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,004
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,050
−HK$1,061/mo
Today · 4.125%
HK$41,111
baseline
▲ 0.50% · 4.625%
HK$43,278
+HK$2,167/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,222/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,903
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,176
−HK$1,292/mo
Today · 4.125%
HK$43,468
baseline
▲ 0.50% · 4.625%
HK$46,113
+HK$2,645/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,936/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,504
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,725
−HK$1,238/mo
Today · 4.125%
HK$47,963
baseline
▲ 0.50% · 4.625%
HK$50,491
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,926/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,590
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,226
−HK$1,662/mo
Today · 4.125%
HK$55,888
baseline
▲ 0.50% · 4.625%
HK$59,288
+HK$3,400/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,776/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,506
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,075
−HK$1,592/mo
Today · 4.125%
HK$61,667
baseline
▲ 0.50% · 4.625%
HK$64,917
+HK$3,250/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,334/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,483 · Scale 2, in force from 26 Feb 2026)