LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,220
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,129
−HK$923/mo
Today · 4.125%
HK$31,052
baseline
▲ 0.50% · 4.625%
HK$32,941
+HK$1,889/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,104/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,507
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,378
−HK$885/mo
Today · 4.125%
HK$34,263
baseline
▲ 0.50% · 4.625%
HK$36,069
+HK$1,806/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,526/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,064
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,154
−HK$1,108/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,530
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,008
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,054
−HK$1,061/mo
Today · 4.125%
HK$41,115
baseline
▲ 0.50% · 4.625%
HK$43,283
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,230/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,908
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,180
−HK$1,293/mo
Today · 4.125%
HK$43,473
baseline
▲ 0.50% · 4.625%
HK$46,118
+HK$2,645/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,946/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,509
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,730
−HK$1,238/mo
Today · 4.125%
HK$47,968
baseline
▲ 0.50% · 4.625%
HK$50,496
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,936/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,595
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,231
−HK$1,663/mo
Today · 4.125%
HK$55,894
baseline
▲ 0.50% · 4.625%
HK$59,295
+HK$3,401/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,788/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,512
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,081
−HK$1,592/mo
Today · 4.125%
HK$61,673
baseline
▲ 0.50% · 4.625%
HK$64,924
+HK$3,251/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,346/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,534 · Scale 2, in force from 26 Feb 2026)