LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,221
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,130
−HK$923/mo
Today · 4.125%
HK$31,053
baseline
▲ 0.50% · 4.625%
HK$32,943
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,106/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,508
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,380
−HK$884/mo
Today · 4.125%
HK$34,264
baseline
▲ 0.50% · 4.625%
HK$36,070
+HK$1,806/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,528/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,065
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,156
−HK$1,108/mo
Today · 4.125%
HK$37,264
baseline
▲ 0.50% · 4.625%
HK$39,531
+HK$2,267/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,528/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,009
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,056
−HK$1,061/mo
Today · 4.125%
HK$41,117
baseline
▲ 0.50% · 4.625%
HK$43,284
+HK$2,167/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,234/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,909
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,182
−HK$1,292/mo
Today · 4.125%
HK$43,474
baseline
▲ 0.50% · 4.625%
HK$46,120
+HK$2,646/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,948/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,511
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,731
−HK$1,239/mo
Today · 4.125%
HK$47,970
baseline
▲ 0.50% · 4.625%
HK$50,498
+HK$2,528/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,940/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,597
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,233
−HK$1,663/mo
Today · 4.125%
HK$55,896
baseline
▲ 0.50% · 4.625%
HK$59,297
+HK$3,401/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,792/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,514
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,083
−HK$1,592/mo
Today · 4.125%
HK$61,675
baseline
▲ 0.50% · 4.625%
HK$64,926
+HK$3,251/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,350/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,551 · Scale 2, in force from 26 Feb 2026)