LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,223
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$923/mo
Today · 4.125%
HK$31,055
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,110/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,510
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$884/mo
Today · 4.125%
HK$34,266
baseline
▲ 0.50% · 4.625%
HK$36,073
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,532/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,067
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,158
−HK$1,108/mo
Today · 4.125%
HK$37,266
baseline
▲ 0.50% · 4.625%
HK$39,534
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,532/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,012
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,058
−HK$1,062/mo
Today · 4.125%
HK$41,120
baseline
▲ 0.50% · 4.625%
HK$43,287
+HK$2,167/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,240/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,912
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,185
−HK$1,292/mo
Today · 4.125%
HK$43,477
baseline
▲ 0.50% · 4.625%
HK$46,123
+HK$2,646/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$86,954/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,514
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,735
−HK$1,238/mo
Today · 4.125%
HK$47,973
baseline
▲ 0.50% · 4.625%
HK$50,502
+HK$2,529/mo
Deposit HK$3.84M · loan HK$8.97M · min. income ≈ HK$95,946/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,601
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,237
−HK$1,663/mo
Today · 4.125%
HK$55,900
baseline
▲ 0.50% · 4.625%
HK$59,301
+HK$3,401/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$111,800/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,518
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,088
−HK$1,592/mo
Today · 4.125%
HK$61,680
baseline
▲ 0.50% · 4.625%
HK$64,931
+HK$3,251/mo
Deposit HK$1.28M · loan HK$11.53M · min. income ≈ HK$123,360/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,585 · Scale 2, in force from 26 Feb 2026)