LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,227
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,136
−HK$924/mo
Today · 4.125%
HK$31,060
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,120/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,515
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,387
−HK$884/mo
Today · 4.125%
HK$34,271
baseline
▲ 0.50% · 4.625%
HK$36,078
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,542/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,163
−HK$1,109/mo
Today · 4.125%
HK$37,272
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,544/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,018
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,064
−HK$1,062/mo
Today · 4.125%
HK$41,126
baseline
▲ 0.50% · 4.625%
HK$43,293
+HK$2,167/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,252/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,918
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,191
−HK$1,293/mo
Today · 4.125%
HK$43,484
baseline
▲ 0.50% · 4.625%
HK$46,130
+HK$2,646/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,968/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,521
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,741
−HK$1,239/mo
Today · 4.125%
HK$47,980
baseline
▲ 0.50% · 4.625%
HK$50,509
+HK$2,529/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,960/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,609
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,245
−HK$1,663/mo
Today · 4.125%
HK$55,908
baseline
▲ 0.50% · 4.625%
HK$59,309
+HK$3,401/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,816/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,526
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,096
−HK$1,592/mo
Today · 4.125%
HK$61,688
baseline
▲ 0.50% · 4.625%
HK$64,940
+HK$3,252/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,376/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,653 · Scale 2, in force from 26 Feb 2026)