LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,229
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,138
−HK$923/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,952
+HK$1,891/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,517
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$884/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,080
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,546/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,074
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,165
−HK$1,109/mo
Today · 4.125%
HK$37,274
baseline
▲ 0.50% · 4.625%
HK$39,542
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,548/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,020
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,066
−HK$1,062/mo
Today · 4.125%
HK$41,128
baseline
▲ 0.50% · 4.625%
HK$43,296
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,256/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,920
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,193
−HK$1,293/mo
Today · 4.125%
HK$43,486
baseline
▲ 0.50% · 4.625%
HK$46,132
+HK$2,646/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,972/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,523
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,744
−HK$1,239/mo
Today · 4.125%
HK$47,983
baseline
▲ 0.50% · 4.625%
HK$50,512
+HK$2,529/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,966/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,611
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,248
−HK$1,663/mo
Today · 4.125%
HK$55,911
baseline
▲ 0.50% · 4.625%
HK$59,313
+HK$3,402/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,822/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,530
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,099
−HK$1,593/mo
Today · 4.125%
HK$61,692
baseline
▲ 0.50% · 4.625%
HK$64,944
+HK$3,252/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,384/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,680 · Scale 2, in force from 26 Feb 2026)