LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,230
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,139
−HK$924/mo
Today · 4.125%
HK$31,063
baseline
▲ 0.50% · 4.625%
HK$32,953
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,126/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,518
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,390
−HK$885/mo
Today · 4.125%
HK$34,275
baseline
▲ 0.50% · 4.625%
HK$36,081
+HK$1,806/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,550/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,076
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,167
−HK$1,108/mo
Today · 4.125%
HK$37,275
baseline
▲ 0.50% · 4.625%
HK$39,544
+HK$2,269/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,550/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,022
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,068
−HK$1,062/mo
Today · 4.125%
HK$41,130
baseline
▲ 0.50% · 4.625%
HK$43,298
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,260/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,922
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,195
−HK$1,293/mo
Today · 4.125%
HK$43,488
baseline
▲ 0.50% · 4.625%
HK$46,134
+HK$2,646/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,976/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,525
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,746
−HK$1,239/mo
Today · 4.125%
HK$47,985
baseline
▲ 0.50% · 4.625%
HK$50,514
+HK$2,529/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,970/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,614
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,250
−HK$1,663/mo
Today · 4.125%
HK$55,913
baseline
▲ 0.50% · 4.625%
HK$59,315
+HK$3,402/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,826/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,532
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,102
−HK$1,593/mo
Today · 4.125%
HK$61,695
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,252/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,390/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,701 · Scale 2, in force from 26 Feb 2026)