LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,231
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,140
−HK$924/mo
Today · 4.125%
HK$31,064
baseline
▲ 0.50% · 4.625%
HK$32,954
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,128/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,519
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,391
−HK$885/mo
Today · 4.125%
HK$34,276
baseline
▲ 0.50% · 4.625%
HK$36,083
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,552/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,077
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,168
−HK$1,109/mo
Today · 4.125%
HK$37,277
baseline
▲ 0.50% · 4.625%
HK$39,545
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,554/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,023
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,069
−HK$1,062/mo
Today · 4.125%
HK$41,131
baseline
▲ 0.50% · 4.625%
HK$43,299
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,262/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,923
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,196
−HK$1,293/mo
Today · 4.125%
HK$43,489
baseline
▲ 0.50% · 4.625%
HK$46,136
+HK$2,647/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,978/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,527
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,748
−HK$1,238/mo
Today · 4.125%
HK$47,986
baseline
▲ 0.50% · 4.625%
HK$50,516
+HK$2,530/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,972/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,615
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,252
−HK$1,663/mo
Today · 4.125%
HK$55,915
baseline
▲ 0.50% · 4.625%
HK$59,317
+HK$3,402/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,830/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,534
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,104
−HK$1,592/mo
Today · 4.125%
HK$61,696
baseline
▲ 0.50% · 4.625%
HK$64,949
+HK$3,253/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,392/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,716 · Scale 2, in force from 26 Feb 2026)