LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,232
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,141
−HK$924/mo
Today · 4.125%
HK$31,065
baseline
▲ 0.50% · 4.625%
HK$32,955
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,130/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,520
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,392
−HK$885/mo
Today · 4.125%
HK$34,277
baseline
▲ 0.50% · 4.625%
HK$36,084
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,554/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,078
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,169
−HK$1,109/mo
Today · 4.125%
HK$37,278
baseline
▲ 0.50% · 4.625%
HK$39,546
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,556/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,024
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,071
−HK$1,062/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,301
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,925
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,198
−HK$1,293/mo
Today · 4.125%
HK$43,491
baseline
▲ 0.50% · 4.625%
HK$46,137
+HK$2,646/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,982/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,528
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,749
−HK$1,239/mo
Today · 4.125%
HK$47,988
baseline
▲ 0.50% · 4.625%
HK$50,518
+HK$2,530/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,976/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,618
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,254
−HK$1,663/mo
Today · 4.125%
HK$55,917
baseline
▲ 0.50% · 4.625%
HK$59,320
+HK$3,403/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,834/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,536
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,106
−HK$1,593/mo
Today · 4.125%
HK$61,699
baseline
▲ 0.50% · 4.625%
HK$64,951
+HK$3,252/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,398/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,735 · Scale 2, in force from 26 Feb 2026)