LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,233
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,142
−HK$924/mo
Today · 4.125%
HK$31,066
baseline
▲ 0.50% · 4.625%
HK$32,956
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,132/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,521
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,393
−HK$885/mo
Today · 4.125%
HK$34,278
baseline
▲ 0.50% · 4.625%
HK$36,085
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,556/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,079
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,171
−HK$1,108/mo
Today · 4.125%
HK$37,279
baseline
▲ 0.50% · 4.625%
HK$39,547
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,558/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,025
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,072
−HK$1,062/mo
Today · 4.125%
HK$41,134
baseline
▲ 0.50% · 4.625%
HK$43,302
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,268/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,926
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,199
−HK$1,293/mo
Today · 4.125%
HK$43,492
baseline
▲ 0.50% · 4.625%
HK$46,139
+HK$2,647/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,984/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,530
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,751
−HK$1,238/mo
Today · 4.125%
HK$47,989
baseline
▲ 0.50% · 4.625%
HK$50,519
+HK$2,530/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,978/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,619
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,256
−HK$1,663/mo
Today · 4.125%
HK$55,919
baseline
▲ 0.50% · 4.625%
HK$59,321
+HK$3,402/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,838/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,538
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,108
−HK$1,593/mo
Today · 4.125%
HK$61,701
baseline
▲ 0.50% · 4.625%
HK$64,953
+HK$3,252/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,402/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,749 · Scale 2, in force from 26 Feb 2026)