LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,233
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,143
−HK$924/mo
Today · 4.125%
HK$31,067
baseline
▲ 0.50% · 4.625%
HK$32,957
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,134/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,522
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,394
−HK$885/mo
Today · 4.125%
HK$34,279
baseline
▲ 0.50% · 4.625%
HK$36,086
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,558/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,080
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,171
−HK$1,109/mo
Today · 4.125%
HK$37,280
baseline
▲ 0.50% · 4.625%
HK$39,548
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,560/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,026
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,073
−HK$1,062/mo
Today · 4.125%
HK$41,135
baseline
▲ 0.50% · 4.625%
HK$43,303
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,270/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,927
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,200
−HK$1,293/mo
Today · 4.125%
HK$43,493
baseline
▲ 0.50% · 4.625%
HK$46,140
+HK$2,647/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,986/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,531
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,752
−HK$1,239/mo
Today · 4.125%
HK$47,991
baseline
▲ 0.50% · 4.625%
HK$50,520
+HK$2,529/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,982/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,620
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,257
−HK$1,663/mo
Today · 4.125%
HK$55,920
baseline
▲ 0.50% · 4.625%
HK$59,323
+HK$3,403/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,840/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,539
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,109
−HK$1,593/mo
Today · 4.125%
HK$61,702
baseline
▲ 0.50% · 4.625%
HK$64,955
+HK$3,253/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,404/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,760 · Scale 2, in force from 26 Feb 2026)