LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,234
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,144
−HK$924/mo
Today · 4.125%
HK$31,068
baseline
▲ 0.50% · 4.625%
HK$32,958
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,136/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,523
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,395
−HK$885/mo
Today · 4.125%
HK$34,280
baseline
▲ 0.50% · 4.625%
HK$36,087
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,560/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,081
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,172
−HK$1,109/mo
Today · 4.125%
HK$37,281
baseline
▲ 0.50% · 4.625%
HK$39,550
+HK$2,269/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,562/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,028
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,074
−HK$1,062/mo
Today · 4.125%
HK$41,136
baseline
▲ 0.50% · 4.625%
HK$43,304
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,272/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,928
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,201
−HK$1,294/mo
Today · 4.125%
HK$43,495
baseline
▲ 0.50% · 4.625%
HK$46,141
+HK$2,646/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,990/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,532
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,753
−HK$1,239/mo
Today · 4.125%
HK$47,992
baseline
▲ 0.50% · 4.625%
HK$50,522
+HK$2,530/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,984/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,622
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,259
−HK$1,663/mo
Today · 4.125%
HK$55,922
baseline
▲ 0.50% · 4.625%
HK$59,324
+HK$3,402/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,844/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,541
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,111
−HK$1,593/mo
Today · 4.125%
HK$61,704
baseline
▲ 0.50% · 4.625%
HK$64,957
+HK$3,253/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,408/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,775 · Scale 2, in force from 26 Feb 2026)