LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,236
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,145
−HK$924/mo
Today · 4.125%
HK$31,069
baseline
▲ 0.50% · 4.625%
HK$32,960
+HK$1,891/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,138/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,524
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,397
−HK$885/mo
Today · 4.125%
HK$34,282
baseline
▲ 0.50% · 4.625%
HK$36,089
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,564/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,083
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,174
−HK$1,109/mo
Today · 4.125%
HK$37,283
baseline
▲ 0.50% · 4.625%
HK$39,552
+HK$2,269/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,566/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,029
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,076
−HK$1,062/mo
Today · 4.125%
HK$41,138
baseline
▲ 0.50% · 4.625%
HK$43,306
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,276/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,930
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,203
−HK$1,294/mo
Today · 4.125%
HK$43,497
baseline
▲ 0.50% · 4.625%
HK$46,143
+HK$2,646/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$86,994/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,534
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,755
−HK$1,239/mo
Today · 4.125%
HK$47,994
baseline
▲ 0.50% · 4.625%
HK$50,524
+HK$2,530/mo
Deposit HK$3.85M · loan HK$8.97M · min. income ≈ HK$95,988/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,624
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,261
−HK$1,663/mo
Today · 4.125%
HK$55,924
baseline
▲ 0.50% · 4.625%
HK$59,327
+HK$3,403/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,848/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,544
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,114
−HK$1,593/mo
Today · 4.125%
HK$61,707
baseline
▲ 0.50% · 4.625%
HK$64,960
+HK$3,253/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,414/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,798 · Scale 2, in force from 26 Feb 2026)