LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,237
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,146
−HK$924/mo
Today · 4.125%
HK$31,070
baseline
▲ 0.50% · 4.625%
HK$32,961
+HK$1,891/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,140/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,526
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,398
−HK$885/mo
Today · 4.125%
HK$34,283
baseline
▲ 0.50% · 4.625%
HK$36,090
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,566/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,084
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$1,108/mo
Today · 4.125%
HK$37,284
baseline
▲ 0.50% · 4.625%
HK$39,553
+HK$2,269/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,568/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,031
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,062/mo
Today · 4.125%
HK$41,140
baseline
▲ 0.50% · 4.625%
HK$43,308
+HK$2,168/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,280/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,932
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,205
−HK$1,293/mo
Today · 4.125%
HK$43,498
baseline
▲ 0.50% · 4.625%
HK$46,145
+HK$2,647/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$86,996/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,536
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,757
−HK$1,239/mo
Today · 4.125%
HK$47,996
baseline
▲ 0.50% · 4.625%
HK$50,526
+HK$2,530/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$95,992/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,626
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,263
−HK$1,664/mo
Today · 4.125%
HK$55,927
baseline
▲ 0.50% · 4.625%
HK$59,330
+HK$3,403/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,854/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,546
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,117
−HK$1,592/mo
Today · 4.125%
HK$61,709
baseline
▲ 0.50% · 4.625%
HK$64,962
+HK$3,253/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,418/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,817 · Scale 2, in force from 26 Feb 2026)