LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,237
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,147
−HK$924/mo
Today · 4.125%
HK$31,071
baseline
▲ 0.50% · 4.625%
HK$32,961
+HK$1,890/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,142/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,526
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,399
−HK$885/mo
Today · 4.125%
HK$34,284
baseline
▲ 0.50% · 4.625%
HK$36,091
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,568/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$1,109/mo
Today · 4.125%
HK$37,285
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$2,269/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,570/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,032
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,062/mo
Today · 4.125%
HK$41,140
baseline
▲ 0.50% · 4.625%
HK$43,309
+HK$2,169/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,280/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,932
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,206
−HK$1,293/mo
Today · 4.125%
HK$43,499
baseline
▲ 0.50% · 4.625%
HK$46,146
+HK$2,647/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$86,998/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,537
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,758
−HK$1,239/mo
Today · 4.125%
HK$47,997
baseline
▲ 0.50% · 4.625%
HK$50,527
+HK$2,530/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$95,994/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,627
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,264
−HK$1,663/mo
Today · 4.125%
HK$55,927
baseline
▲ 0.50% · 4.625%
HK$59,330
+HK$3,403/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,854/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,547
−HK$3,163/mo
▼ 0.25% · 3.875%
HK$60,117
−HK$1,593/mo
Today · 4.125%
HK$61,710
baseline
▲ 0.50% · 4.625%
HK$64,963
+HK$3,253/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,420/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,824 · Scale 2, in force from 26 Feb 2026)