LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,239
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,149
−HK$924/mo
Today · 4.125%
HK$31,073
baseline
▲ 0.50% · 4.625%
HK$32,964
+HK$1,891/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,146/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,529
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,401
−HK$885/mo
Today · 4.125%
HK$34,286
baseline
▲ 0.50% · 4.625%
HK$36,093
+HK$1,807/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,572/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,087
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,179
−HK$1,109/mo
Today · 4.125%
HK$37,288
baseline
▲ 0.50% · 4.625%
HK$39,556
+HK$2,268/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$74,576/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,034
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,081
−HK$1,062/mo
Today · 4.125%
HK$41,143
baseline
▲ 0.50% · 4.625%
HK$43,312
+HK$2,169/mo
Deposit HK$5.13M · loan HK$7.69M · min. income ≈ HK$82,286/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,935
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,209
−HK$1,293/mo
Today · 4.125%
HK$43,502
baseline
▲ 0.50% · 4.625%
HK$46,149
+HK$2,647/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,004/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,540
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,761
−HK$1,239/mo
Today · 4.125%
HK$48,000
baseline
▲ 0.50% · 4.625%
HK$50,531
+HK$2,531/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,000/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,631
−HK$3,300/mo
▼ 0.25% · 3.875%
HK$54,268
−HK$1,663/mo
Today · 4.125%
HK$55,931
baseline
▲ 0.50% · 4.625%
HK$59,335
+HK$3,404/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,862/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,551
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,122
−HK$1,593/mo
Today · 4.125%
HK$61,715
baseline
▲ 0.50% · 4.625%
HK$64,968
+HK$3,253/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,430/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,858 · Scale 2, in force from 26 Feb 2026)